Renters Insurance in Texas
Shell Insurance Agency understands that the residents of Texas have invested a lot into their personal property as well as the sentimental value these carry. It is, therefore, important to us that your personal property is duly protected. Renters insurance can help you replace stolen or damaged belongings.
What does renters insurance cover?
Renters insurance covers liabilities arising from losses resulting from vandalism, explosions, water damage from plumbing, lightning, fire or smoke, and windstorms. It does not cover earthquakes, floods, or routine wear and tear. There are separate policies available for earthquakes and floods. Your belongings are replaced on a replacement cost basis or actual cash value basis. The current worth of your items is the payout for the actual cash value basis while the replacement cost basis covers the cost of buying a new item.
Renters insurance also helps in the event of a disaster that forces you out of your home. It covers the additional living expenses, should you have to find other accommodations. The hazards can range from a fire, storm, or other insured disasters. Coverage includes temporary rentals, hotel bills, restaurant meals, and other living expenses while you wait for the reconstruction of your home. Additional living expenses coverage may differ from company to company. Contact Shell Insurance Agency today for assistance regarding additional living expenses in your renters insurance policy.
Additional Insurance Options
Shell Insurance Agency understands that you may need to protect yourself from any liability arising from injury claims from visitors or persons at your Texas home. Renters insurance can cover the related medical and legal expenses.
Agents from our offices in Deer Park, TX are committed to assisting you to select a suitable renters insurance policy. Now is the time to get in touch with us. Visit or call us for a quote and more information.