Auto Insurance in Texas
Texas Auto Insurance Options
Are you a Texas resident in need of an auto insurance coverage policy? At Shell Insurance Agency located in Deer Park, TX, we offer the following coverage policies for the protection of your vehicle.
Bodily injury liability
Bodily injury liability coverage includes injuries caused to another party by the policyholder or the designated driver. It also includes you and your family members while driving someone else car with their consent. You can also buy a policy that exceeds the minimum state-required policy to cover your assets, savings, and your home as well.
Medical payments or personal injury protection (PIP)
Personal injury protection pays for any medical expenses incurred while treating injuries to the driver or passengers of the policyholder’s vehicle. It can also pay for lost wages, funeral expenses, and the cost of hospital services for the injured party.
Property damage liability
It covers you or anyone driving your car with your permission against damages that may be caused to someone else’s property, another vehicle, and roadside structures such as houses, fences, telephone posts and lampposts.
Comprehensive coverage reimburses you in case of a loss due to damage or theft caused by anything that is not a collision. It covers losses due to falling objects, windstorm, hail, fire, riot, vandalism, or contact with animals such as livestock and birds. It also covers your windshield in the event of an accident that leads to it cracking or shattering. It can be sold with a separate deductible of the glass portion or come as two different packages depending on your specific needs.
Uninsured and underinsured motorist coverage
Underinsured motorist coverage covers you, a member of your family, or a designated driver in case an uninsured driver, or one who doesn’t have a sufficient insurance coverage policy to pay for all your losses; hits you. It also offers protection in the event a covered driver is involved in a hit-and-run or if an uninsured or underinsured driver hits you.
Call or visit us at Shell Insurance Agency to discuss a new policy that will suit your specific needs or use our online quoting tool in the comfort of your home today.