Umbrella Insurance in Texas

If you are like most people who believe that an umbrella insurance policy is only for the rich, then we have some news for you. Shell Insurance Agency offers you an umbrella insurance policy which acts an additional layer of protection from unforeseen liability. If the limits on liability are depleted on your underlying policies, the umbrella insurance offers extra protection. In Texas, the minimum limits on this type of insurance are $1 million with other available options of higher limits. Call us today to get an exact figure on the amount you will need to pay for your coverage.

Understanding Umbrella Insurance

Umbrella insurance goes further in covering your spouse and any other member of your family living in your house. Every individual requires a unique coverage that also comes with legal fees payable to the insurer. Talk to any of our Deer Park, TX customer care representatives to get further direction on how we can help you protect yourself and your loved ones.

Here are three reasons why you need this product:

• In the unfortunate event that you are sued for libel, slander, or any other type of suit that your regular policies do not cover, umbrella insurance will come to your rescue. In a scenario where you win the case filed against you, the amount you spend out-of-pocket could still be substantial enough to warrant insurance claims on your end. Shell Insurance Agency will assist you through the situation.
• If you cause a car accident and legal action is taken against you, we are the people who will come to your rescue. When you have exhausted your auto insurance, we will step in and cover the remainder to the policy's capacity.
• Consider that someone gets injured while on your property in Texas and proceeds to file a lawsuit against you, the liability insurance you currently have may not cater for the medical bills. Having an umbrella insurance is more likely to help you cover these costs as well as the legal defense if they are beyond the homeowner policy liability coverage.

SIA has offices located throughout Harris County to answer your questions in person or by phone. Our agents are ready to work with you and help you get started today.