Motorhome Insurance in Texas
Insurance for your Texas Motorhome
Texas law requires people who drive to have insurance before taking their motorhome out on the road. Drivers comply with this by purchasing auto liability insurance. In simpler terms, this type of insurance covers costs needed to pay for the replacement or repair of the other party's vehicle in the event of an accident. It also includes the other party’s medical expenses if you are responsible for the accident.
When you purchase insurance to meet the required financial responsibility law, you are expected to purchase at least the minimum required amount. When we take into consideration the nature of vehicle prices, coupled with the escalating cost of medical care, the minimum amount of liability insurance is often insufficient, the minimum amount in liability insurance may insufficient to cater for all of the costs of the other party's vehicle or their medical care if you are responsible for an accident. Some drivers could even land you in court in a bid to collect the difference. So, why shouldn’t you consider buying more than the minimum limits to protect yourself financially?
Regardless of the type of coverage you have, motorhome insurance caters for the things that minimum auto liability insurance does not. Some of which include:
- Collision Coverage
- Liability Coverage
- Rental Reimbursement Coverage
- Medical Payments Coverage
- Comprehensive Coverage
- Personal Injury Protection (PIP) Coverage
- Towing and Labor Coverage
- Uninsured /Underinsured Motorist (UI/UM) Coverage
- Property Replacement
At Shell Insurance Agency, we promise to deliver top-notch quality services in motorhome insurance. We have a team of professionals who will provide a free quote. Our agents are ready to work with you and help answer any questions you may have about motorhome coverage. Visit our offices to speak with a Shell Insurance Agency agent.