Recreational Insurance in Texas
Are you planning to insure your recreational vehicle? Shell Insurance Agency offers comprehensive recreational insurance. During summer, some families love boat riding and water skiing. Covering your recreational vehicle against accidents and natural disasters is necessary.
Our Recreational Insurance Policies
Travel Trailer Coverage
During a vacation, you may choose to hitch your travel trailer to an automobile. It allows you to camp at beaches or mountainous regions. Generally, the trailer can act as a permanent or seasonal home.
Nevertheless, your auto insurance does not cover the travel trailer. Instead, travel trailer coverage pays for replacement and repair costs of installed accessories including antennas and awnings. It protects the trailer against collisions, fire, hailstorms, and vandalism.
Marine insurance covers fishing boats, personal watercraft, and sailboats. It offers reimbursement for your boat's actual cash value. Marine coverage is useful in case the motorboat breaks down or if a hurricane occurs. It pays emergency labor costs if your boat is severely damaged.
Off-road Vehicle Coverage
Off-road automobiles are suitable for adventure. They include dirt bikes, dune buggies, golf carts, and snowmobiles. If a dune buggy slips into a deep dam, it is necessary to repair its fiberglass fenders. It can also collide with another off-road vehicle. The policy covers various accessories including helmets and skid plates in Texas.
Locally, there are different types of motorhomes. You may need a camping or travel home after retiring. Although a motorhome resembles standard homes, auto and home insurance do not cover it. Recreational insurance protects your Motorhome's accessories against accidental and direct damage such as flooding, fire, landslides, and vandalism.
Shell Insurance Agency offers several motorhome insurance policies such as:
- Emergency expense insurance
- Total loss replacement insurance
- Campsite coverage
- Full-timer insurance
- Replacement cost insurance
Recreational insurance is essential in Texas. A hurricane or hailstorm can severely damage your travel trailer, motorhome, or sailboat. Shell Insurance Agency is renowned for its excellent recreational coverage. Contact our Texas office for a free consultation.