Home Insurance in Texas
Home insurance, also known as homeowners or building insurance, is used to protect one's property from any damages caused by defined events. These events include fire, storms, hail, theft, etc. At Shell Insurance Agency, we cover the costs of repairing any damages to one’s home. We also help in covering the cost of liability in case someone gets injured while visiting your property.
What is covered under home insurance from Shell Home Insurance?
We offer fantastic home insurance policies that cover a wide range of things in your Texas home. This helps in cases of insured events or any situations that might result from damages in your home. Based on the level of home insurance coverage one chooses, the policy may include:
- Damages or losses in your home which might be caused by a storm, fire, riot, lightning, malicious damages, explosion, sudden impacts, etc.
- Legal liabilities - This includes any damages made to other people’s properties by accident
What are the types of home insurance options available?
This policy protects all permanent fixtures in one's home. This includes the bathroom and kitchen fittings. We also include detached buildings around your home such as the garages, sheds, etc. A flood or earthquake will need to be covered by a separate policy.
This type of policy helps in protecting one's belongings from being robbed or damaged by uninsured events. We help you by covering the cost of your in-house content.
Landlords are always responsible for the upkeep and maintenance of the houses they are renting out. Standard building insurance mostly does not cut it for the landlords since they are not the ones who live in the insured building. However, landlord insurance is the best insurance policy for those who rent out homes.
Contact Shell Insurance Agency today or visit our offices and we can help you get a quote or clarify any further information.