Is roof damage covered by my home insurance policy?

Roof damage can be a costly event in any homeowner’s life. But when you have the insurance coverage that you need, the situation can be a lot less stressful. A comprehensive home owner’s policy can provide the coverage that you need in order to protect yourself. The team at Shell Insurance Agency can provide the necessary guidance to ensure that your Deer Park, TX area home has the comprehensive coverage that you want and need to protect your home and family. Now is the perfect time to review your policy for completeness.

Roof damage coverage essentials

Roof damage coverage typically falls under the same category as other broad coverages that your home insurance policy provides. For example, if you have wind coverage, any roof damage that occurs due to a wind event will be covered under your home policy. We recommend that you undergo a home policy review to ensure that you have adequate coverage levels in place. It is always a great idea to fully understand your insurance coverage before you sustain any damage to your home! While insurance is a protection that we hope we never need, it is essential to have a comprehensive policy in place. Individual requirements will vary and working with a local agent can help you to gain a better understanding of your needs and the best policy and coverage levels that can meet them. Don’t wait until you experience roof damage to check the coverage levels and guidelines of your primary home insurance policy.

Interested in a policy review of your current home insurance policy to ensure that you have sufficient roof damage coverage? If you are in the greater Deer Park, TX area, call or stop by the Shell Insurance Agency today to find out more!