Is ID Theft Insurance Worth It?

It seems that data rates are increasing at an alarming rate. Therefore, you have to be smart about keeping your identity safe. For this reason, more and more people in Deer Park, TX are making a smart investment in ID theft insurance.

What Is Identity Theft Insurance?

Identity theft insurance, which is available for purchase from Shell Insurance Agency as an add-on to your property insurance policy, provides coverage for expenses that you incur while restoring your identity. The exact coverage options will vary, but typically ID theft insurance will cover the following:

  • Certified mailing fees
  • Loss of wages
  • Monitoring black market websites and chat rooms for information
  • Notary fees
  • Public records searches

It is important to note that these policies do not pay for direct monetary loss, such as money that is stolen from a bank account. In addition, some policies may cap your coverage if your ID is stolen or require payment of a deductible before coverage kicks in to pay for any expenses.

Peace of Mind

Identity theft insurance can provide you with peace of mind. Be sure to take the time to research the benefits to get a good understanding of everything that is covered by this type of insurance policy. Always read the fine print to ensure that you are making an informed decision and getting the coverage that you need.

If you are located in the Deer Park, TX area and you are interested in learning more about identity theft insurance, you are invited to contact Shell Insurance Agency. Our skilled and knowledgeable team of experts is here to provide you with answers to any questions and address any concerns that you may have about purchasing this particular type of insurance. Give us a call today!