In Texas, people are expected and required to pay for any accident they cause while driving. Most motorists have auto liability insurance to help cover any expenses for damage to the other vehicle or injuries that anyone suffers due to an accident. Our agents at the Shell Insurance Agency in Deer Park, TX are touting the importance of auto insurance and explaining the different types of auto insurance coverage options.
Auto Insurance Coverage Options
Underinsured and Uninsured Motorist Coverage
One of the options that Texas motorists have to choose from when it comes to auto insurance is uninsured and underinsured insurance coverage. This is a great option to have in place if you happen to become involved in an accident with a driver who does not have insurance or does not have enough to cover everything.
Comprehensive and Collision Insurance Coverage
If you borrowed the money to purchase your vehicle, you are more likely required to have both comprehensive and collision insurance in addition to your liability auto insurance policy. This is because these two types of insurance will help protect your bank’s investment in your vehicle. These two types of coverage options will also help you protect the investment you made in your car. Comprehensive coverage helps you take care of any damage to your vehicle if it involves a natural disaster, vandalism, or fire. It will also help if someone steals your car, truck, or SUV. Collision insurance will help fix your vehicle if you collide with a stationary object or another vehicle when you are behind the wheel of your car.
You can turn to the experienced and trusted agents at the Shell Insurance Agency in Deer Park, TX for all your auto insurance needs. Call for a quote today to get your policy started!