As homeowners, we often understand the necessity for home insurance; however, the significance of maintaining an active flood insurance policy sometimes gets overlooked. Regardless of where your home is located, flooding is a potential hazard, particularly for residents in Texas, and being unprepared can have devastating consequences.

The Centrality of Home & Flood Policies

So, why isn’t your home insurance policy enough? Well, most homeowners’ insurance policies do not cover flood damage. Consequently, when a flood occurs, your homeowner’s insurance will only cover you up to a certain point – it barely scratches the surface of the total cost of flood damages. To protect your household fully in the event of a flood, integrating a flood insurance policy into your protection plan is crucial.

The National Flood Insurance Program: Your Insurance Ally

What makes flood insurance policies more desirable is their backing by the National Flood Insurance Program (NFIP). This government program guarantees that claims from flood damages get paid out. They set standard prices for these policies, eliminating the need to shop around for the best rates. Thanks to NFIP, securing a flood insurance policy is straightforward and stress-free.

Protect Your Home With Us!

Your home is one of the most valuable investments you have. Thus, ensuring it’s well protected against all potential threats, including floods, is crucial. If your insurance coverage does not include a flood policy, you’re not adequately safeguarded against everything that could damage your home and possessions. Get in touch with us at the Shell Insurance Agency in Deer Park, TX, to embark on the journey of comprehensive home protection.