If you live in the greater Deer Park, TX area, you may wonder if flood insurance is something you need. Fortunately, the team here at Shell Insurance Agency is here to answer all of your questions!
What you need to know about flood insurance
Many people are unsure if flood insurance is something that they need. The answer is an easy yes in some situations, as their home or business is located in a flood plain or their lender requires them to carry such coverage. But in situations where it is a little less cut and dried, you may wonder if flood insurance is something that you should have.
The first thing to understand is that water damage coverage is typically classified by the cause of the damage. For example, your homeowner’s policy may cover the damage caused by a broken pipe but does not provide protection against damage caused by excessive rain or another natural cause.
First, it makes sense to take a close look at your homeowner’s policy to understand what protection it offers for different types of damage. Next, sit down with a local agent who understands your area and the need for flood insurance at your home or place of business.
Learning about the options you have available to protect your property can help you make the right choice for flood insurance.
Find out more today!
Shell Insurance Agency is your source for insurance in the greater Deer Park, TX area. We are proud to serve the insurance needs of our community and look forward to working with you too. If you would like to learn more about the flood insurance options available in our area, call or stop by today.