Identity theft is a big problem in the United States. In 2018, the Federal Trade Commission reported 1.4 million cases of identity fraud costing $1.48 billion. While you may do all you can to prevent identity theft, or think it won’t happen to you, you really should consider purchasing ID theft insurance. Shell Insurance Agency in Deer Park, TX has put together this shortlist of three compelling reasons why.
1. Cover Expenses Related to Restoring Your Identity
Once a person’s identity is stolen, it can take time, energy, and funds to get it back. However, if you are adequately insured, and your identity is stolen, the insurance policy will likely cover any related expenses you incur while fixing the problem. These problems can be long-distance phone calls, notary fees, lost wages, legal fees, child care fees, and more.
2. It’s Affordable
Considering the nightmare you’d go through if your identity was stolen and you didn’t have any help, the small premium you’d pay for ID theft insurance isn’t much. This type of policy, along with preventive measures, will give you and your bank account some sense of security.
3. Expert Help
Some policies provide the policyholder with expert help to get everything back on track. This is just one part of the ID theft insurance policy that is a life-saver. Imagine having an expert at your fingertips to guide you through the process if your identity is stolen. This can be a very stressful time for victims, and having an expert to talk to will make all the difference.
To learn more about purchasing an ID theft insurance policy in Houston and Deer Park, TX, contact Shell Insurance Agency. Our friendly agents are standing by to answer all your questions and help you get started.