Why you need insurance coverage for a teenage driver

If you have a teenager of driving age, it’s vital that you get them covered on your auto insurance. It gives you peace of mind to know that your child is protected. Getting your teen covered is the most responsible decision you could ever make. Our agents at Shell Insurance Agency, serving Deer Park, TX, are here for you in finding quality, thorough coverage for your teenage driver.

Why must you include your teen on your insurance?

The apparent reason you need your teen covered is that they are inexperienced. You will be better safe than sorry if you add your teen to your insurance. According to the Centers for Disease Control and Prevention (CDC), drivers ages 15 to 19 are four times more likely to crash than older drivers. This makes car crashes the No. 1 cause of death for teens. If your teen is involved in a fatal accident with multiple casualties and no liability insurance, you could find your self in a very dangerous situation.

It is typically required by law to insure your teen or have them acquire their own coverage. Most states require drivers to have auto liability insurance before they can legally drive. In the state of Texas, it is mandated to have coverage of 30/60/25 for anyone operating a motor vehicle. The bottom line is driving around without insurance is a serious offense. Doing this risky thing could lead to the loss of a new driver’s license.

Contact our insurance team today

Adding your teenager to your insurance is a bit costly. But it is certainly worth it for your peace of mind and their wellbeing. Don’t delay! Contact our team at Shell Insurance Agency in Deer Park, TX concerning your coverage options.