If hackers or thieves steal your identity, you could end up footing the bill for fraudulent charges. It can also impact your credit history. Fortunately, you can defend yourself against sophisticated attacks with ID theft insurance. The agents at Shell Insurance Agency in Deer Park, TX can help you find the right policy to meet your needs.
How ID Theft Insurance Protects You Online
Criminals use malware and deception to obtain your personal information online. Sometimes, it only takes a single click on the wrong link to allow cyber thieves to track your activity. Fortunately, identity theft insurance provides a shield against potential losses associated with a stolen identity. Ask one of our knowledgeable agents about the different policies that might work best for you.
What Identity Theft Insurance Covers
Cunning criminals lurk online, waiting for your guard to slip. That’s why it’s so important to protect your online finances against hackers and bad actors.
Most policies help you pay for or eliminate fraudulent charges. You can also find policies that include credit history repairs and legal assistance to guide you through the recovery stage. With the right policy, you can receive reimbursement for various related costs.
What does ID theft insurance cover? Usually, it handles fees associated with restoring your credits. It may pay for legal fees for court hearings and attorneys. If you need to replace your driver’s license or other compromised documents, your policy might cover those costs, too.
Lost wages can further jeopardize your financial health. Therefore, you might want to find an insurer that covers lost wages and the cost of flagging your accounts with fraud alerts. Bank fees resulting from fraudulent activity are also included in some policies.
Contact Shell Insurance Agency in Deer Park, TX to learn how ID theft insurance can protect your mind.